Does Insurance Cover My Windshield? Here’s What You Need to Know
If you’ve ever spotted a chip in your windshield and thought, “I’ll deal with it later,” you’re not alone. But waiting too long can turn a quick, easy repair into a full replacement—and more money out of your pocket.
The good news? Most comprehensive auto insurance policies in BC cover windshield repairs and replacements. At Dynasty Glass, we’re here to help you understand what’s covered and guide you through the process, step by step.
Windshield Repair vs. Replacement – What’s Covered?
Rock Chip Repairs:
If you have comprehensive coverage, your insurance will typically cover small chip repairs at no cost to you. Most providers allow multiple chip repairs each year without affecting your premium.Windshield Replacement:
Full windshield replacements are also covered under comprehensive insurance, but may require a deductible—usually around $200–$300, depending on your plan. We can help you confirm this with your provider.
Does It Affect My Insurance Rates?
Nope! Windshield claims under comprehensive coverage do not raise your premiums. That’s why it’s always better to take care of the damage early before it worsens.
How Dynasty Glass Makes It Easy
We know dealing with insurance can be confusing—so we handle the paperwork for you. Here’s how we simplify the process:
Verify Your Coverage – We'll help check your deductible and confirm your eligibility.
File the Claim – We submit the claim directly to your insurer, saving you the headache.
Schedule Your Service – Mobile or in-shop, we work around your schedule.
Enjoy Free Perks – Every replacement comes with a free ceramic coating, car wash, interior vacuum, and even pick-up/drop-off service.
Quick Tips for Filing a Windshield Claim
✔ Choose a certified shop (like us!) with experience handling claims
✔ Don’t delay—chips can spread quickly, especially with BC’s weather shifts
Need Help? We’ve Got You.
Dynasty Glass is proud to be locally owned and operated right here in Langley. We’re not a chain—we’re your neighbours, and we genuinely care about your safety and satisfaction.
📍 Visit us: #9 - 27250 58 Crescent, Langley, BC
📞 Call: (604) 396-2150
🌐 Book online: www.dynastyglass.ca