💡 What Is a Deductible? Understanding How It Works for Your Windshield Replacement
If you’ve ever filed an insurance claim for auto glass damage, you’ve probably heard the word “deductible.” But what exactly does it mean — and how does it affect your windshield replacement? Let’s break it down in simple terms.
🧾 What Is a Deductible?
A deductible is the amount you agree to pay out of pocket before your insurance company covers the rest of the cost of a repair or replacement.
Think of it as your share of the bill — once you pay your portion, your insurance steps in to pay the remainder.
For example:
If your deductible is $200 and your windshield replacement costs $800, you pay the first $200 and your insurance company covers the remaining $600.
🚗 How It Applies to Windshield Replacements
In British Columbia, if you have comprehensive coverage through ICBC or a private insurer, your deductible applies to glass repairs and replacements.
Every policy is a little different — some plans have lower deductibles for glass, while others have the same deductible across the board.
At Dynasty Glass, we’ll help you:
Confirm your deductible amount before any work is done
Handle your insurance claim directly with ICBC or your provider
Get back on the road quickly with 0 downtime, pick-up & drop-off, and a free ceramic coating included with every replacement
⚠️ No Deductible “Waivers”
We want to be fully transparent — Dynasty Glass does not waive deductibles.
While some shops may advertise “no deductible” offers, this practice can be considered insurance fraud, and we pride ourselves on keeping things honest and compliant.
Your safety and trust mean everything to us. We’ll always give you clear, upfront information so there are no surprises when it comes to payment.
✅ The Dynasty Difference
When you choose Dynasty Glass, you’re not just replacing a windshield — you’re choosing a team that stands for integrity, quality, and community.
We make the process simple, stress-free, and completely transparent from start to finish.
Need help checking your deductible or starting your claim?
Give us a call or stop by — we’ll walk you through every step and get your vehicle back on the road in no time.